Emerge Insurance Brokers & Consultancy Services Private Limited

Services

Emerge Reinsurance

Our Reinsurance Team has been hands on in the Reinsurance Market based out of India and have dealt in risks from various markets around the world. We have good contacts with Ceding Companies as well as Reinsurers from different markets like South East Asia, Middle East and North Africa Region, Europe including Lloyds Market and US and Latin American Market.

We focus on both Treaty as well as Facultative Risks and can place complex Facultative Risks as well as difficult Treaties due to our strong relationship and bargaining power with our Reinsurers around the world.

Advisory Matrix

Growth and success are not possible without risk. Some circumstances cannot even be conceived much less anticipated. At EMERGE Insurance, we offer you the next best thing - a diverse range of insurance opportunities and risk management solutions. By choosing the optimal solution,EMERGE Insurance will create a safety net - maximum possible coverage with lowest possible input.

Emerge Insurance solicits risk management advice

Analysis and Assessment of Client's profile

Structuring of applicable insurance program

Marketing and negotiation of insurance program with shortlisted insurers

Policy Administration

Claims Management & Processing

Risk Management Services

Some of the markets from where we have seen majority of our business from are as follows:

Over the past many years, our team has been involved in Designing Reinsurance Programs with Bespoke Policy wordings as well as various benefits that are not available in the market and this approach provides us a very strong relationship with the Underwriters.
Some of the line of business that we have focused are as follows:

1. Property: Facultative as well as Treaties.
2. Engineering: Treaties.
3. Marine: Facultative as well as Treaties.
4. Financial Lines including BBB and Cyber Liability: Facultative as well as Treaties.
5. Agriculture: Treaties.
6. Health: Facultative as well as Treaties.

Process

At EMERGE INSURANCE, we take a holistic approach to your Insurance Portfolio. Our methodology perfected over an established service in the insurance world, assures you best in class advice for your needs. EMERGE Insurance offers insurance solutions to a variety of clientele - Corporate, Public sector Companies, Govt. Departments, groups and individuals. No matter whom the client is or what the scale of Non-life insurance required, we assure you of a thorough solution development process delivered across three phases.

Preparation

This is the first phase of getting you and your interests protected.
Understanding the specific risk exposures involved, as well your asset values, gives us an insight into your insurance needs.
Along with this insight, we also collate the necessary data required to approach insurers.

Enquiry

Once your insurance enquiry has been floated and sufficient quotes received, they are examined for errata in coverage specifications or calculations.
If you prefer face-time with a potential insurer whose products pique your interest, we could arrange a meeting as well.
EMERGE INSURANCE will also continuously interact with the insurers to streamline insurance packages and minimize the payable premium.
Our expertise is at your service to gauge the tolerance of a particular policy to potential risk and also its volatility.

Execution

Upon selecting the most suitable plan, a Service Level Agreement will be entered into for coverage of large risks.
We will co-ordinate with the insurer on your behalf to transmit payments and requisite documentation.
In essence, you needn't concern yourself for completion of the formalities required for the issuance of insurance policies.
WE are here to do all of this for you.

Continous Service

Any insurance policy ideally requires continual communication with your insurer.
You needn’t burden yourself with sundry task such like maintaining documentation of all transactions and updating policies.
EMERGE Insurance will also closely monitor the timely renewal of your insurance policies.
To ensure that you are prepared for the worst, we will assist you in preparing Disaster Management and Business Continuity Plans.

Claim

Over the past period, Principal Officer and team has successfully handled claims for numerous clients at various time. In case an unexpected incident is to occur, we will guide you through the claims procedure. As your medium to communicate with the insurer, we will facilitate the lodging, administration, negotiation and settlement of the claim. EMERGE INSURANCE also has the additional responsibility of advocating your case to the insurance provider. To ensure a hassle-free settlement, we will co-ordinate with the insurers to facilitate a panel of surveyors to perform the necessary examination. We are not merely salesmen, but your friend-in-need to take you through fair and foul weather. Some of our claims have been briefly outlined below.